SSDI/DAC

An adult who becomes disabled before age 22 may be eligible for Disabled Adult Child (DAC) benefits if a parent is deceased or starts receiving retirement or disability benefits. Social Security considers this a child’s benefit because it is paid on a parent’s earnings record. After two years of receiving SSDI, a Disabled Adult Child becomes eligible for Medicare as well as Medicaid.

Retirement

For parents of children who have serious disabilities or special needs, the challenges of retirement planning are magnified exponentially. While they are trying to plan for their retirements, these parents need to simultaneously secure the stability of a son or daughter who will be dependent on them‌ until, and even after, their deaths.

Medicare

Dual Eligible Special Needs Plans (D-SNP) are unique plans available to some people eligible for Medicare and Medicaid. D-SNPs provide an affordable Medicare option for those who qualify, with low or $0 monthly plan premiums. They are designed to fit the needs of qualifying members with specific medical conditions or unique health requirements.